Dearly departed

When someone passes away in the family, it hits hard. Harder than you would ever expect. But once the trauma of announcing the news, conducting the funeral, and saying last goodbyes is over – you’re left with the second round of grief. Sorting through your loved one’s personal affairs and finances to work out ‘what’s […]

What to look for in a financial adviser. An insider’s take.

Apparently, those who benefit from financial advice have seen their overall wealth increase by £47,000 over the previous 10 years according to a study commissioned by Royal London which was conducted by the International Longevity Centre. When I first came across this study, I paused, reflected and thought “nonsense”, it must be a lot more, […]

How financial advisers can add more value

The need for quality financial advice is increasingly important due to several factors, notably poor financial education, lifestyle creep, and inheritance windfalls. In a nutshell, we have a society that lacks basic financial competency to manage their own personal budgets, who seek and pay for a lifestyle beyond that which they can realistically afford on […]

Expecting the Unexpected: Protect Your Income

Looking to the future is something most of us only do in the short-term.  We think ‘it will never happen to me’, or ‘we’ve got better things to spend our income on’ and unfortunately planning for the worst is simply not a priority. The sad truth though is that none of us are immune to […]