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How we can help with

Wealth Management For Business Owners & Directors

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Wealth Management For Business Owners & Directors

If you’re a business owner with substantial assets or a director overseeing significant resources, you’re familiar with the intricacies of financial planning for business owners. The journey of maintaining and growing wealth while ensuring business continuity planning and running a successful enterprise is filled with unique challenges. Especially, when you’re in search of advice tailored to your complex and specific needs.

The issues of asset management for directors and business owners aren’t just about the present but also securing the future. Preparing for unexpected circumstances, such as business succession planning in the event of sudden departures, or ensuring smooth operations despite unforeseen obstacles, are pivotal to long-term success.

We at ADL Estate Planning and ADL Wealth acknowledge these intricacies. Understanding that business owners often have unconventional needs that move beyond standard financial protocols, we provide a service exclusively centred on wealth management for business owners. Our approach is multi-disciplinary, ensuring all aspects of your financial journey, from asset management to succession planning, are handled with expertise and care.

Effective management in this niche area requires:

  1. Grasping the unique financial complexities that Directors and shareholders could bring, especially where there are multi-jurisdictional, residency, and domicile considerations.
  2. Insight into regulated wealth management services including understanding various tax wrappers like Self-Invested Personal Pensions (SIPPs), Small Self Administered Schemes (SSASs), Qualifying Non-UK Pension Schemes (QNUPS), and Qualifying Recognised Overseas Pension Schemes (QROPS).
  3. Proficiency in handling tax implications related to Capital Gains Tax (CGT), Chargeable Lifetime Transfer (CLT), Inheritance Tax (IHT) Income Tax, and Dividend Tax.
  4. Expertise in structuring investment portfolios tailored to business-centric goals.
  5. Astute management of business financial reporting and its interplay with personal wealth.

All these elements are adapted to meet your unique requirements, ensuring a holistic wealth management for business owners and directors experience.

Understanding Business Ownership and Wealth Management

Owning a business means your personal assets could be closely tied to your enterprise. Therefore, handling business owner wealth involves greater sensitivity and should consider things like:

  • The implications of personal assets being used for/by the business
  • The ambitions for the business; retention vs sale
  • The future role of family members in the business (if at all)
  • Potential shareholder/director conflict
  • Retirement goals for key persons / employee benefits
  • Profit extraction strategies
  • Strategically investing retained profits
  • Expansion into different jurisdictions
  • The loss of a Co-Director/Shareholder

At ADL Estate Planning, we analyse every facet and offer strategic advice to ensure your business and personal wealth are optimally structured.

Why Choose ADL for Your Wealth Management Needs?

  • Expertise: Our team is an assembly of specialists, both in-house and external partners deeply versed in regulated wealth management, trusts, tax and accounting. 
  • Tailored Approach: Every business is unique, as is every business owner and their families. Our strategies are implemented only after an exhaustive understanding of both your personal and business financial context.
  • Trust, Integrity, and Clarity: We know this sounds cliche. Financial and legal literacy is very important to us. We work at your pace to ensure what may appear complex today, becomes familiar tomorrow. We’re driven by solving your pain points first and foremost and recognise without trust, integrity, and clarity solutions, an important ongoing relationship is unlikely to be fostered.  

Remember, wealth management is more than just investment advice; it encompasses all parts of a person’s financial life. As a business owner, you need a wealth management strategy that takes into account your unique needs and goals.

This is why ADL Estate Planning and ADL Wealth offer an exclusive service. Read testimonials from our satisfied clients on TrustPilot.


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