Guardianship Matters: 5 Essential Steps to Protect Your Children’s Future

Planning for the care of minor children is one of the most important aspects of estate planning. Under English law, if no legal guardian is appointed and both parents die, the decision about who looks after the children is left to the courts. This can lead to uncertainty, delays and distress for surviving family members. […]
5 Essential Considerations Regarding Tenants in Common vs Joint Tenants – What Every Property Owner Should Know

Understanding Co-Ownership: Why it Matters in Estate and Financial Planning Property is often the most valuable possession within an individual’s estate. In England and Wales, when two or more people purchase property together, they must choose how they wish to legally own it. The choices are either 1) joint tenants or 2) tenants in common. […]
What Happens To Your Precious Digital Assets When You Die?

A couple of decades ago, life consisted of letters and physical appointments, be that visiting your bank branch, receiving bills by post or showing off your holiday snaps in bound albums. But now we face an almost entirely digital “cloud based” world, with online banking, emailed bills, and holiday snaps displayed on social media. What’s […]
Which second passport should I get?

You’re in a great job, living in a low tax- or tax-free jurisdiction or you benefit from considerable assets, but you’re concerned about security. Security can mean different things to different people and the passport you hold doesn’t help. The strength of a passport tends to be ranked by how many VISA free countries that […]
Do grandparents have a legal right to see their grandchildren?

Grandparents often play a beneficial role in their grandchildren’s lives. However, if the relationship between a grandparent and their children breaks down, it can mean that they may lose out on seeing their grandchildren. Grandparents do not have an automatic legal right to have contact with their grandchildren and cannot apply for parental responsibility. It […]
Spousal maintenance

Spousal maintenance is a regular payment made by someone to their ex-spouse or civil partner. It will only be ordered to be paid where someone is unable to support themselves. It is different to the maintenance payments made in respect of children and is intended to support the spouse to a reasonable standard. When is […]
Surviving the Millennial Debt-Crisis Trend

Our guest contributor is Rachel Mildred. Rachel lives in London with husband Joseph and their Welsh Terrier puppy. As well as navigating life as a millennial homemaker, Rachel is also a freelance lawyer, nutritionist, online business ower and founder of ‘Oh Your Glow’, as well as Trustee for grassroots charity, ‘Freedom from Poverty’. Most of […]
Watch out, there’s an ad about!

Simoney Kyriakou is an award winning finance journalist who has been writing on personal finance since the late 1990s Now Covid-19 has forced us to spend more time online, social media has enabled the rise of targeted insurance adverts, based on keywords we have used and our browsing history. A reminder to protect our lifestyle […]
The Brexit Effect: Cutting the Living Wage.

You would have to have been living on another planet to have missed the UK’s biggest political news so far this year: Brexit. The vote to leave the EU was a shock to many in the City, and for the large part, the economy has remained stable although there have been times where the Pound […]